Showing posts with label Banks. Show all posts
Showing posts with label Banks. Show all posts

8 out of 10 heads of Filipino Household do not have any Bank Accounts



I am a Money Magnet! We are Money Magnets!



In a recent article from the Philippine Daily Inquirer, a Bangko Sentral ng Pilipinas (BSP) survey found out the following interesting facts:






  • 8 out of 10 heads of Filipino households do not have a bank account
  • Reasons cited for not having an account were: not enough money to deposit, high amount of minimum deposit balance, and aversion to dealing with banks.
  • Average cash on hand of Filipino families for emergencies is at only 1,681 pesos.
  • 4 out of 10 households do not have any cash for emergencies.
  • 2 of 10 families depend solely or partly on remittances from Overseas Filipino Workers (OFWs)
  • 7 of 10 Filipino households are not risk takers.  They rely on fixed income instruments rather than start up or invest in businesses.

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